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The American Real Estate Academy is offering a live lecture course for individuals interested in entering the mortgage lending business. This course is designed for a person exploring a career as a mortgage loan originator or anyone who wishes to learn more about the loan process.
After completing this course, the student is able to:
- Complete a Uniform Residential Loan Application
- Pre-qualify the applicant
- Understand regulatory compliance issues as they affect the origination process
- Understand mortgage terminology and acronyms
- Complete a Good Faith Estimate
- Complete a Truth-in-Lending Disclosure and explain it to the borrower
- Understand file documentation requirements and underwriting issues
- Calculate qualifying income
- Write an effective business plan
- Design sales presentations and tap into personal skills to make sales efforts pay off
Registration
All courses include the course textbook. We accept MasterCard, Visa, American Express and Discover, cash and personal checks. We offer the convenience of online registration, you may pre-register by calling us at 800.462.0044 or by coming into our Waltham Main Office during normal business hours. You may also register at the door on the first day of the course.
Chapter 1 - Mortgage Industry Overview
Chapter 2 - The Interview (with customer)
Chapter 3 - The Good Faith Estimate, Truth-in-Lending Disclosure, Conventional Loan Qualification
Chapter 4 - FHA Loan Calculations, Qualification and Good Faith Estimate
Chapter 5 - VA Qualification and Good Faith Estimate
Chapter 6 - Refinancing
Chapter 7 - Credit Review and Pre-Underwriting
Chapter 8 - Secondary Marketing
Chapter 9 - Marketing Skills
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